The Largest Unified Market
Africa is on the verge of becoming the biggest unified market in the world through the African Continental Free Trade Area (AfCFTA), creating a single continental market for goods and services.
Why Africa and How
The world's next great market
Africa is leapfrogging traditional development stages. DIOP Tech BV builds and backs the platforms that this transformation runs on.
- HelloCash subscribers by 2024
- 3M+HelloCash subscribers by 2024
- Daily HelloCash transactions
- 500KDaily HelloCash transactions
- Transactions processed since 2015
- $7BTransactions processed since 2015
- Financial institutions on the platform
- 6Financial institutions on the platform
The Opportunity
Four forces shaping the continent
Rapid Urbanization
Africa's cities are growing faster than any other region globally, driving demand for digital financial services, smart infrastructure, renewable energy, e-commerce and modern payment systems.
Young and Digital-Native Population
Africa has the youngest population in the world, with over 60% under the age of 25 — digitally native, mobile-first and ready to adopt technologies that improve daily life.
Leapfrogging Infrastructure
Africa is moving directly to mobile banking, solar energy and digital commerce without the legacy infrastructure that burdens developed markets.
Our Approach
Six principles behind every decision
What distinguishes the DIOP Tech approach to building in Africa's smart economy.
Proven Track Record
Mountaga Vince DIOP has a 30-year record of building technology and marketing ventures across four continents — from AlphaCad to Interaccess to BelCash — consistently identifying underserved markets and building proprietary solutions to serve them.
Proprietary Technology
Every venture under DIOP Tech BV is built on owned platforms and infrastructure. This ensures independence, scalability and long-term value — a lesson learned in Canada and reinforced through BelCash's success.
Pan-African Scalability
Ventures are designed to scale across borders, leveraging the AfCFTA. Helloopass is expanding toward 10 countries, and BelCash technology can be deployed to financial institutions across the continent.
The AI-DI Philosophy
We build technology that serves humanity — artificial intelligence complemented by divine intelligence — so that ventures are ethically grounded and human-centered.
Legacy Focus
We are building corporations that will serve humanity for a century. Our 25-year vision keeps us patient, strategic and committed to long-term impact.
Experienced Leadership
MVD is a skilled engineer, a global citizen and a seasoned entrepreneur with deep expertise in technology development, marketing, distribution and fintech.
Portfolio
Where the work happens
| Venture | Sector | Overview |
|---|---|---|
| BelCash / HelloCash | Fintech · WOS Holding BV | BelCash Technology Solutions PLC is the Ethiopian operating entity of WOS Holding BV. Its HelloCash mobile money platform serves over 3 million subscribers and six financial institutions. |
| Helloopass | Digital commerce · a product of BelCash | A wallet-based mobile trading platform with its own proprietary kernel, launched in 2024 and reaching 500,000 users and 5,000 merchants by May 2026. |
| MamaPays | Remittance PaaS · BelCash with UNCDF & Visa | A digital remittance and bill-payment platform launched in 2022 by BelCash Technology Solutions PLC in partnership with UNCDF and Visa, letting Ethiopians share a bill by SMS link for relatives abroad to pay for $1 per transaction. Now integrated into Helloopass. |
| HelloSolar | Renewable energy · via Power Solar BV | Founded in Ethiopia in 2017, HelloSolar PLC is majority-held by Power Solar BV, in which DIOP Tech BV owns shares. It runs a solar home-based factory on a pay-as-you-go model bringing energy to off-grid and underserved communities. |
Get in touch
Building for the next hundred years
We are always glad to exchange with institutions, operators and partners working on Africa's smart economy.